October 2016

Saudi Mortgage

Industry Research Report

Pages : 37
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Executive Summary

What is this report about?
In Saudi Arabia, the mortgage financing activity is carried out mostly by the 14 banks and five licensed real estate finance companies. Additionally, the Ministry of Finance, for similar purpose, has established the Real Estate Development Fund (REDF). REDF is a specialized credit institution (SCI) which plays an important role in credit intermediation for real estate in Saudi Arabia alongside the banking sector. The outlook for the mortgage industry is positive due to the factors such as demography, urbanization rate and high income levels. These are expected to increase the housing demand. The report provides a detailed analysis of Saudi’s Mortgage industry.

Who will benefit and why?
The report will benefit anyone tracking the Saudi Mortgage industry, and its many players; especially banks, home finance companies, regulators and government agencies, investment bankers and economists. This report would help these entities to gain in-depth understanding about the industry.

How exhaustive is this report?
We have analyzed the housing market in Saudi Arabia and how it continues to face the crisis of supply shortage, ever-increasing demand and low penetration of mortgage financing for home purchases. The report also examines how banks and REDF continue to be the dominant players in the mortgage space despite the presence of several real estate finance companies. We have also discussed the Saudi mortgage industry’s lending size and provide forecasts for outstanding mortgages by 2020. Finally, we enumerate the growth drivers, key challenges and how establishing government backed entity & secondary market would benefit the Saudi mortgage industry.

Table of Content

  • Executive Summary - KSA Mortgage set to boom
  • KSA Housing - Low Mortgage Penetration
  • Residential Demand & Supply
  • KSA Mortgage Finance - REDF and Banks as pillars of support
  • Mortgage Lending Outlook
  • Growth Drivers
  • Key Challenges
  • Government Backed Entity & Secondary Market
  • Conclusion

Key Questions Addressed in this report

  • What is the demand & supply gap for housing units in Saudi?
  • Who are the major home finance players in Saudi and what are the different home finance products offered by these players?
  • What is the mortgage lending book size of banks and REDF?
  • Has the trend in REDF lending changed in recent years?
  • What is the forecasted mortgage loans outstanding for the Saudi banks and REDF by 2020?
  • How establishing a Government backed entity would aid in the development of the Saudi Mortgage industry?

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FAQ

Is regular update for this available?
The report will be updated yearly. However, if required, upon specific request we could provide you with an update.

Can I only download certain sections of the report?
Yes. The user can access certain sections of the report upon request, and this will be available at a nominal price.

Executive Summary

Table of Content

Key Questions Addressed in this report

This report can add value to

Customize this report

FAQ

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